Tanya Ball

Understanding 100% Mortgages in the UK: A Comprehensive Guide

Attention first-time home buyers! You can now secure a mortgage even if you currently rent. All you need to do is demonstrate a good credit score and provide evidence of at least 12 months of positive rental history. As long as you meet the lender’s affordability criteria, you can borrow up to 100% of the property’s value. Act fast and say goodbye to renting forever!

Understanding 100% Mortgages in the UK: A Comprehensive Guide Read More »

taxes, tax evasion, police-1060125.jpg

How to Use Property Capital Gains Tax (CGT) in the UK to Your Advantage as a Property Investor or Homeowner

HMRC’s Capital Gains Tax rate is based on your personal income. They review the total of all taxable gains you have made in a year and place it within an Income Tax band to calculate how much tax will be due upon sale of property.

How to Use Property Capital Gains Tax (CGT) in the UK to Your Advantage as a Property Investor or Homeowner Read More »

money, finance, mortgage-2696229.jpg

What is Your Net Worth, and How can Investing in Property Affect It?

What is Your Net Worth, and How can Investing in Property Affect It? Net worth is a term used to define the total amount of financial assets minus liabilities. It’s an important financial measurement used to understand one’s overall wealth and it can be calculated by adding up all possessions, including property investments.    While

What is Your Net Worth, and How can Investing in Property Affect It? Read More »

Understanding the Housing Market Cycles

What are property investment cycles and how long do they last? The property market cycles are a recurring pattern in the property market which can have a significant impact on property values and investment decisions. Generally, the property cycle includes four distinct phases: Recovery, Expansion, Hyper Supply, and Recession. Research has found that the average

Understanding the Housing Market Cycles Read More »

crash, statistics, diagram-215512.jpg

How Homeowners Can Safeguard Their Property Investments During an Economic Recession in 2023?

What is a recession, and are we in one? This was a hot topic at the tail end of 2022, with the majority of leading economists forecasting a recession in the global economy in 2023, according to a survey carried out by the World Economic Forum (WEF) in November-December last year. But, what exactly is a recession,

How Homeowners Can Safeguard Their Property Investments During an Economic Recession in 2023? Read More »